Terms of service

Torvi is a product of Placeholder LLC (placeholderllc.name.ng). By using torvilearning.online or enrolling in a Torvi programme you agree to these terms and our Privacy policy. If you do not agree, please do not use the service.

Torvi is a guided, self-paced and cohort-based programme in which you build a work tool for your own role, with in-app guidance, an AI coach and scheduled office hours. Free resources and templates on the site are provided as-is for general information.

You sign in with a magic link sent to your email. You are responsible for keeping access to that mailbox secure and for activity under your account. Provide accurate information and do not share your account.

Prices are shown at checkout and payments are processed by Stripe. Refunds, transfers and cancellation are governed by our Refund policy. Membership renews monthly until you cancel through the Stripe billing portal.

You own the tools, documents and other work you create. You grant us permission to host and process them solely to run the service for you. Torvi’s curriculum, guides, templates, design and branding remain ours; you may use them for your own work but may not resell, republish or redistribute them.

You agree not to:

• attempt to access other users’ accounts or data, or probe or disrupt the service;
• scrape the platform at scale or use it to build a competing product;
• enter unlawful content, or confidential third-party data you have no right to share, into the AI coach.

The AI coach and generated resources can be wrong or incomplete. Review everything before relying on it, and do not treat it as legal, financial or professional advice. You are responsible for how you use any tool you build, including compliance with your employer’s policies.

A certificate confirms you completed the programme requirements. It is not an accredited qualification. We may revoke a certificate issued in error or obtained through misuse.

We aim for reliable service but do not guarantee uninterrupted access. To the extent the law allows, the service is provided “as is”, and our total liability to you for any claim is limited to the amount you paid us in the 12 months before it arose. Nothing in these terms limits liability that cannot be limited by law, or your statutory consumer rights.

We may suspend or close accounts that breach these terms. You can stop using Torvi at any time and ask us to delete your account.

We may update these terms; the date above shows the latest version, and continued use means you accept the update. Questions? Use our contact page.